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Term Insurance Policy Features:

  • Level death benefits - coverage remains level and in force until age 105 as long as the policy is in force.
  • The policy can never be canceled by the company (except for non-payment of premiums, misstatement or fraud).
  • Guaranteed level annual premiums for the first 10 years for Trendsetter 10, for the first 15 years for Trendsetter 15, for the first 20 years for Trendsetter 20, for the first 25 years for Trendsetter 25 and for the first 30 years for Trendsetter 30.**
  • Guaranteed renewable to age 105.
  • Convertible — The Policy may be changed to a level face amount whole life or universal life insurance policy made available by Transamerica Life Insurance Company at the time of exchange. No underwriting will be required if the exchange is to a permanent policy with the same or lower face amount. Exchange must be exercised no later than the earlier (A) the end of the initial level period, or (B) insured’s 70 birthday (75th birthday for Preferred Plus class).
  • Association membership not required.
  • An accelerated death benefit rider is included which advances a portion of the death benefits if the insured has been diagnosed with a terminal illness.
  • Benefits are payable upon proof of death from any cause, any place in the world, subject to the policy terms (suicide excluded during the first two years).
  • Issued by Transamerica Life Insurance Company, one of the largest life insurance companies in North America, in terms of life insurance in force. For nearly a century, Transamerica Life Insurance Company and its affiliates have been a leading provider of insurance and investment products for individuals and companies. Transamerica Life is a member of the Aegon Insurance Group, one of the leading life insurance and financial services organizations in the world.
  • Your spouse may also apply for coverage, can select any amount of coverage and apply even if you choose not to apply.
Trendsetter Super 10 (Policy Form # - IA: ICC16 TL24), Trendsetter Super 15 (Policy Form # - IA: ICC16 TL24), Trendsetter Super 20 (Policy Form # - IA: ICC16 TL24), Trendsetter Super 25 (Policy Form # - IA: ICC16 TL24), Trendsetter Super 30 (Policy Form # - IA: ICC16 TL24) are level death benefit term life Insurance policies issued by Transamerica Life Insurance Company, Cedar Rapids, Iowa with guaranteed level premiums for the first 10, 15, 20, 25 and 30 years respectively. Premiums increase annually beginning in year 11 for Trendsetter Super 10, in year 16 for Trendsetter Super 15, in year 21 for Trendsetter Super 20, in year 26 for Trendsetter Super 25 and in year 31 for Trendsetter 30. Policy forms and numbers may vary and these products may not be available in all jurisdictions. Insurance eligibility and premiums are subject to underwriting.
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